Risk management

We maintain a clear focus on the management of financial risks, financial immunisation and asset-liability management, as well as on all other risks typically derived from life insurance policies, and our absolute priority is to protect the capital of our policyholders.

Managing assets with a conservative investment philosophy is therefore one of our core strengths. We also boast deep expertise in credit and fixed income investments which allows us to identify the optimum strategic asset allocation balance for the portfolios of savings and annuities insurance policies we manage.

Within the regulatory framework introduced by Solvency II, and under the supervision of the Spanish regulator (Dirección General de Seguros):

We are certain that we can meet our commitments and optimise the value added for our policyholders and investors, as well as the companies that place their trust in us by transferring or reinsuring their run-off portfolios.